Run your committee without the chasing.

Throw keeps the turns, the reminders and the record for your committee or kameti. Each payment goes bank to bank to whoever’s turn it is. Throw never holds the money.

In testing on iPhone now. Join the early access list for your Committee.

What is a committee?

In Pakistan and India, a committee (kameti in Punjabi and Urdu) is a rotating savings group. Members pay a fixed amount every month and take the full amount in turn. It’s often run by one trusted person who keeps the list in a notebook or on their phone.

In India, formal chit funds are regulated businesses run by companies. A committee among people you know is different, and so is Throw: Throw doesn’t run the committee or hold the money. It gives the group a shared schedule and record.

Committee, kameti, BC: what Throw supports

Committee / kameti: Fixed monthly amount, fixed or drawn order, everyone receives once. Throw runs this.
Your own word: Call it kameti, BC or anything else when you set it up. Throw uses your word in reminders and receipts.
Bidding BC: Some committees auction each month’s amount. Throw doesn’t run bidding or interest.

Setting up a group in Throw: the screen asks what your community calls it, with Committee among the options alongside Susu, Pardner, Ajo, Esusu, Tontine and Daret.

Moving your committee from the notebook to Throw

Create the committee. Set the monthly amount and the number of members, and choose how the order is set.
Invite everyone on WhatsApp. One link to the family or office group.
Each member adds their receiving account. So their turn lands in the right place.
Start it. From then on, reminders go out and the list updates itself as people pay.

How Throw helps your Committee

The organiser stops holding cashEach payment goes from the payer’s bank to the member receiving that month.
The notebook is sharedEveryone sees the same list of who has paid, so nobody has to ask.
Reminders before each due dateThrow sends them, and tells the organiser when someone is late.
No interestEach member receives exactly what the group puts in for their turn.

Throw never holds the money and doesn’t guarantee or cover missed payments. Payments are started by Yapily Connect Ltd, authorised by the FCA (FRN 827001). Read how Throw works, step by step, or see plans and pricing.

Committee questions

Can I call it kameti in the app?

Yes. Choose Committee, or type your own word, and Throw uses it everywhere in your group.

Is Throw a chit fund?

No. Throw doesn’t run the committee, take bids or hold anyone’s money. Members pay each other directly, bank to bank, and Throw keeps the record.

Does anyone pay or earn interest?

No. Throw doesn’t lend money and nobody earns interest on the pot. Each member gets back exactly what the group puts in for their turn. The only cost is Throw’s flat fee, which is shown before anyone joins.

Does Throw hold our money?

No. Every contribution goes from the payer’s bank account straight to the member receiving the pot that cycle. Throw records the payment and shows its status. The only money paid to Throw is its own fee.

What if someone doesn’t pay?

Throw reminds them before the due date and tells the organiser when a payment is late. The rules your group agrees at the start decide the grace period and what happens next, and everything is recorded where the whole group can see it.

Members can ask for more time, swap turns or hand their place to someone else. Throw doesn’t cover missed payments.

What does it cost?

£1.49 per member per month on Standard, or £2.49 on Plus, for the length of the circle. It’s charged once at the start with one bank approval, so there are no monthly charges. The organiser can run the group for free.

The same idea, by other names

Get early access

Throw is in testing on iPhone. Tell us about your group and we’ll be in touch as places open, and when Throw is on the App Store.

For organisers running a Committee iPhone first, Android later We only use your details to contact you about Throw