Each member pays a small monthly price for the length of the circle, charged once at the start with one bank approval. No subscription and no card.
£1.49per member, per month
Everything you need to run your group without chasing anyone.
£2.49per member, per month
More control when the stakes are higher. Payments run themselves.
The fee is the monthly price multiplied by how long the circle runs, paid once before it starts. Weekly and fortnightly circles are priced for the weeks they actually run.
| Circle length | Standard | Plus |
|---|---|---|
| 4 months | £5.96 | £9.96 |
| 6 months | £8.94 | £14.94 |
| 10 months | £14.90 | £24.90 |
| 12 months | £17.88 | £29.88 |
Organisers can be free. The organiser chooses the plan for the whole group, and can choose not to pay a fee themselves.
The fee is paid separately from contributions, so the member receiving always gets the full pot. Fees are paid in pounds from a UK bank account. Full details are in the terms of service.
For most groups. Everything you need to run the circle: the order and dates, payments from each member’s bank with reminders and receipts, a shared record, and a clear path for late payments, swaps and people leaving.
For bigger pots, or groups that want more structure. Payments can run themselves with Autopay and automatic confirmation, decisions can be put to a binding group vote, a cycle can be paused by vote, members can take more than one hand, and anyone who has received the pot can settle early or agree instalments.
No. The fee is a monthly price for the length of the circle, paid once at the start with one bank approval. There are no monthly charges and no card.
The organiser chooses the plan for the whole group, and can run the group without paying a fee themselves.
If you leave before your contributions are due, or the circle is cancelled, the part of the fee that covers the contributions you will no longer make is refunded. If you leave after receiving a payout, you still owe your remaining contributions, so that part isn’t refunded. The terms of service have the details.
No. The fee is paid separately, so the member receiving always gets the full amount.
Most UK banks and building societies that support open banking payments. You choose your bank in Throw, then approve the payment in your banking app. For now, payments are in pounds from UK accounts.
Throw is in testing on iPhone. Tell us about your group and we’ll be in touch as places open, and when Throw is on the App Store.
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We’ll email you as soon as there’s a place for your group.